bPayd logo
Hard-to-place businesses

bPayd
High-Risk

Declined elsewhere? Let us review your options

If your business has trouble getting or keeping a merchant account, VADCOMM will review your situation with you and walk through your options before you apply. Every bPayd account comes with the same dispute, fraud and security tools, plus in-store, online and recurring payments.

Best For
  • Businesses declined by another processor
  • Subscription and membership sales
  • Online and phone orders
  • Businesses that want stronger fraud tools
Payments Accepted
  • Visa
  • Mastercard
  • American Express
  • Discover
  • Apple Pay
  • Google Pay
  • ACH
Key Features

What the High-Risk Does for Your Business

A real review

Tell us about your business and we walk you through your options before you apply.

Full payment toolkit

Take in-store, online, phone and recurring payments with bPayd's payment tools.

Chargeback management

Track disputes and manage chargebacks from your bPayd dashboard.

Fraud protection

Tokenization, end-to-end encryption, 3-D Secure 2.0 for online sales, and fraud monitoring.

Live visibility

See sales, payouts and disputes in real time from the bPayd app or web portal.

24/7 support

Round-the-clock customer and technical help, with English and Spanish account management.

How It Works

High-Risk Details

The essentials of how it works, at a glance.

Details based on bPayd published information. We confirm the exact setup for your business before you sign up.

Accepts
Credit and debit cards, ACH, digital wallets
Channels
In-store, online, virtual terminal, recurring
Dispute tools
Chargeback management, real-time dispute tracking
Fraud tools
Fraud monitoring, 3-D Secure 2.0 for online payments
Security
PCI DSS Level 1, tokenization, end-to-end encryption
Support
24/7, English and Spanish
Approval
Every application goes through underwriting. We confirm your options with you before you apply.

Been Declined Somewhere Else? Let's Talk.

Tell us about your business and we will set you up with the right bPayd service at the right price.